Coverage with care

Personal guidance for individuals, families and small businesses choosing health and life coverage.

እንኳን ደህና መጡ! We Speak Amharic and English.

Health and life coverage for every stage.

Get straightforward help understanding your options, comparing plans and moving forward with a choice that fits your needs.

Find a health plan that fits real life.

Explore ACA Marketplace plans with help comparing monthly premiums, benefits, doctor networks, eligibility and enrollment steps.

  • Monthly costs
  • Doctor networks
  • Prescription coverage
  • Enrollment steps
Get a Marketplace quote

Start with your questions—not a sales pitch.

Insurance works better when the conversation begins with your priorities. The process is focused, understandable and personal.

Talk through your needs

Share what matters to you, who needs coverage and any deadlines or changes ahead.

Understand the options

Compare the key differences in clear language, including costs, coverage and important tradeoffs.

Choose with confidence

Get help with the next steps once you are comfortable with the option you choose.

A real person to help you make sense of the details.

Wonde Insurance is a DBA of Hemisphere Works LLC. Wondwosen “Wonde” Desalegn helps individuals and families navigate insurance decisions with practical, one-to-one guidance.

Service areaMaryland, DC, Virginia, Texas and Georgia

Good to know.

A few answers before the first conversation.

What should I have ready when I call?

It helps to know who needs coverage, your preferred doctors or prescriptions, your current coverage and any upcoming enrollment deadline. If you do not have everything yet, you can still start with a conversation.

Can you help me compare plan options?

Yes. Wonde can help you understand differences in costs, benefits, networks and other plan details so you can make an informed choice.

Do you serve individuals and families?

Yes. Individual and family needs can be discussed across the coverage areas listed above. Plan availability and eligibility vary by location and personal circumstances.

Can you help a small business find health coverage?

Yes. Wonde can also discuss small-group health plan options for businesses with 50 or fewer employees, including coverage, provider choice and potential tax advantages.

Worth knowing right now.

Enrollment windows and carrier changes that could affect your coverage.

Oct 15 – Dec 7

Medicare Annual Enrollment

Review your Medicare coverage for next year. Plans, costs and benefits change — make sure yours still fits.

Starts Nov 1

Marketplace Open Enrollment

Shop health plans for next year, compare prices and check whether you qualify for savings.

2027 plan year

CareFirst Medicare Advantage changes

Several CareFirst Medicare Advantage plans will not be available for new enrollment in 2027, and service areas are shrinking in some counties. If this affects you, let’s talk through your options.

Let’s talk about the coverage you need.

Start with a call or email. There is no need to have every detail figured out before you reach out.